ITT We give Jim V tips to build his credit and become independent.

[Socks]

That would build their credit.

Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.

[Hiro]

Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.

Hi Socks

[Daddy]

Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.

But how would that build mine?

[Socks]

But how would that build mine?

You wouldn't need any if you could be a different Mr. (Fill in name here) every week. 

[Daddy]

You wouldn't need any if you could be a different Mr. (Fill in name here) every week. 

Mr. Garcia 

wait mexicans don't have credit.

Mr. Yoshiba 

[Hiro]

Mr. Garcia 

wait mexicans don't have credit.

Mr. Yoshiba 

lmao

[Feynman]

i need something other than cash so i could buy some shit form the internet like the james bond airsoft silenced ppk, and then enigmo for my iphone

And about you, just don't buy shit you don't need so you can keep up with payments.