My card should be here tomorrow or Tuesday. baddood;
With it I shall build my credit and do stuff.
ITT You guys provide me with tips to build some good credit as quickly as possible.
Buy cheap stuff with the credit card and pay it off right away?
What card?
I have no advice.
My mother used my name for stuff for the past two years and was prompt with the payments. Now I have good credit and didn't even know it until a week ago.
Buy me a game.
Quote from: The Speaker Of Words on July 20, 2008, 02:57:59 PM
Buy cheap stuff with the credit card and pay it off right away?
I'm not a fan of credit cards, only because i know i'll overspend when i get one. I'll stick with my debit for now.
As for building your credit, only use it to buy things you would usually buy, and don't buy anything you don't already have the money for. Too risky.
Only thing to do is to buy things with it and pay off your debts right away
Basically what everyone said. Never be late on payments. Sometimes take a few months to pay things off. That way you have a history of making a series of payments on time.
Quote from: Clair on July 20, 2008, 08:56:56 PM
Basically what everyone said. Never be late on payments. Sometimes take a few months to pay things off. That way you have a history of making a series of payments on time.
This may actually work since I have a 0% APR until February. doodella;
Quote from: JMV on July 20, 2008, 09:07:07 PM
This may actually work since I have a 0% APR until February. doodella;
It does help. They can see you being responsible with one debt over a period of time. Harder to do than pay small amounts off quickly.
No one has suggest he steal someone's identity? You guys suck.
Quote from: Socks on July 20, 2008, 09:12:52 PM
No one has suggest he steal someone's identity? You guys suck.
That would build
their credit.
Quote from: Clair on July 20, 2008, 09:10:26 PM
It does help. They can see you being responsible with one debt over a period of time. Harder to do than pay small amounts off quickly.
Does it help your credit more if you make 6 consistent payments of 50 dollars or make 2 of 150? Or does it have the same effect?
Quote from: JMV on July 20, 2008, 09:18:04 PM
That would build their credit. Does it help your credit more if you make 6 consistent payments of 50 dollars or make 2 of 150? Or does it have the same effect?
Make 6 of 50. You pay more interest but you are establishing a good credit history.
Quote from: JMV on July 20, 2008, 09:18:04 PM
That would build their credit.
Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.
Quote from: Socks on July 21, 2008, 07:41:17 AM
Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.
Hi Socks
Quote from: Socks on July 21, 2008, 07:41:17 AM
Uhh... no. You use their good credit and don't have to make payments, the repercussions are on their head, not yours.
befuddlement
But how would that build mine?
Quote from: JMV on July 21, 2008, 08:05:24 AM
But how would that build mine?
You wouldn't need any if you could be a different Mr. (Fill in name here) every week. baddood;
Quote from: Socks on July 21, 2008, 08:07:04 AM
You wouldn't need any if you could be a different Mr. (Fill in name here) every week. baddood;
Mr. Garcia baddood;
wait mexicans don't have credit.
Mr. Yoshiba baddood;
Quote from: JMV on July 21, 2008, 08:08:29 AM
Mr. Garcia baddood;
wait mexicans don't have credit.
Mr. Yoshiba baddood;
lmao
i need something other than cash so i could buy some shit form the internet like the james bond airsoft silenced ppk, and then enigmo for my iphone
And about you, just don't buy shit you don't need so you can keep up with payments.